Home Loans


With over 150 years of lending experience, First Financial Bank has the expertise to structure any type of loan to fit your personal needs. Our bank is a full-service, locally owned community bank with offices in Wynne, Cherry Valley, Harrisburg, and Forrest City. We are dedicated to offer you a personal and professional lending service. We offer a variety of home loans, including:

  • Conventional (fixed or balloon)
  • One-stop construction to permanent loans
  • Refinance loans

We’ll even provide you with a comparative analysis of your mortgage options!

If you have questions or would like one of our representatives to get in touch with you, please call us at 870-238-6160 or stop by one of our branch locations.

To set up a time to speak with a loan officer about a home mortgage or refinancing call us at 870.238.6160.

Click here to use our Mortgage Calculator to help you determine how much Mortgage you can afford.

All loans are subject to verification, underwriting approval, documentation and other lender requirements. All information is subject to change and revision and nothing herein is or should be interrupted as an obligation to lend.

Contact someone from our Personal Lending Team:

Loan Officer Name City Phone Number
Mandy Barnes Harrisburg 870.578.2472
Shannon Hirons Wynne 870.238.6160
Terry Twist Wynne 870.238.6160
Tracie Milholland Cherry Valley


Zac Price Harrisburg 870.578.2472

To schedule a time to meet with a loan officer please contact us at 870.238.6160


Competitive interest rates on a variety of loans makes First Financial Bank your one-stop-shop for all of your financing needs. Browse our loan categories above, or if you already know what type of loan you need call us at 870-238-6160 to schedule a time to speak to a loan officer.


Loans Calculator

Our loan calculator can help you estimate  monthly payments on a loan.