Important Information for our Customers

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Q:  Who is First Financial Bank?

A:  First Financial Bank is a community bank that is a wholly owned subsidiary of First Financial Banc Corporation headquartered in El Dorado, Arkansas.  The Bank currently has six retail locations in Union County, one retail location in Little Rock, one in Mena and two in Mississippi.  They are one of the nation’s leading poultry lenders, and also offer mortgage loans, specialized lending for pharmacists and veterinarians, and a nationwide farm and ranch lending division.   They currently employ 324 people and have assets of $1.06 billion.  For more information, you can visit their website at


Q:  Can customers bank at both banks?

A:  Not yet.  The First National Bank of Wynne and First Financial Bank will continue to operate as separate banks until after the transaction closes and the bank systems can be merged.  This process will take some time, so for now – it’s business as usual for both banks.


Q:  What will change on my accounts?

A:  Nothing will change until the transaction closes and we are able to convert the banking systems, which we anticipate will be in the 2nd quarter of next year.  First National Bank of Wynne customers will receive information in advance from First Financial prior to any changes to accounts. 


Q:  Do I need to do anything right now?

A:  No.  It is business as usual. You should continue to conduct business at your usual bank locations. We will communicate with you as the merger progresses and more information is available.


Q:  Will my account number(s) change? 

A: Your account number(s) will not change on your deposit account(s) with this conversion, including checking, savings, CDs, and Money Market accounts. 


Q: How can I get my e-statements from my FNB online banking after conversion?

A: We recommend that your e-statements be archived to your personal computer, tablet or smartphone and we will provide additional information closer to conversion in April.


Q: Will I have to change my Direct Deposit?

A: No, we will take care of any direct deposit through ACH.


Q: Will my routing number change?

A: Yes, your routing number will change at conversion in April 2020. We will provide additional information closer to conversion in April. Right now, it's business as usual.


Q: Can I use my FNB Checks?

A: Yes, you can continue to use your FNB products and services as always (including checks and debit cards).


Q: When can I start banking at First Financial Bank locations?

A: It will take some time for both bank systems to be merged, but we plan to be operating as one bank April, 2020. All FNBW customers will be notified prior to any changes taking place.