Identity Theft

Equifax Breach - Helpful Information

You have likely heard about the recent Equifax data breach, as this unfortunate event affects approximately 44% of Americans. Equifax was compromised and the personal information of approximately 143 million consumers was stolen. The information leaked may include:

  • Consumer names

  • Social Security numbers

  • Birthdates

  • Addresses

  • Driver’s license numbers

This was NOT a compromise of First National Bank and no information was taken from our systems. We wanted to share this information about Equifax to ensure you are aware of the issue and take the proper precautions to reduce the chances of fraud and identify theft.

Equifax has set up a special website to provide updated information to consumers:

https://www.equifaxsecurity2017.com/

In addition, Equifax is suggesting you take the following steps to protect yourself:

Equifax recommends that you remain vigilant for incidents of fraud and identity theft by reviewing account statements and monitoring your credit reports. You may obtain a free copy of your credit report from each company listed below once every 12 months by requesting your report online at www.annualcreditreport.com, calling toll-free 1-877-322-8228, or mailing an Annual Credit Report Request Form (available at www.annualcreditreport.com) to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281. You may also purchase a copy of your credit report by contacting any of the credit reporting agencies below:

Equifax
PO Box 740241
Atlanta, GA 30374

www.equifax.com
888-766-0008

Experian
PO Box 9554
Allen, TX 75013

www.experian.com
888-397-3742

TransUnion
PO Box 2000
Chester, PA 19016

www.transunion.com
800-680-7289

If you believe you are the victim of identity theft, you should contact the proper law enforcement authorities, including local law enforcement, and you should consider contacting your state attorney general and/or the Federal Trade Commission (“FTC”). You also may contact the FTC to obtain additional information about avoiding identity theft.

Federal Trade Commission, Consumer Response Center
600 Pennsylvania Avenue NW, Washington, DC 20580; 1-877-IDTHEFT (438-4338)

www.ftc.gov/idtheft

State Attorneys General: Information on how to contact your state attorney general may be found at www.naag.org/naag/attorneys-general/whos-my-ag.php.

You may obtain information from the FTC and the credit reporting agencies listed above about placing a fraud alert and/or credit freeze on your credit report. Please also visit the “State Information” tab of this site.

Please contact Equifax for specific questions about the Equifax breach and its effect on your information. Equifax has set up a dedicated call center, which you can contact at 866-447-7559. If you have other questions, please feel free to contact us at 870-238-2361

 


Identity theft is the act of assuming someone else's identity through name, social security number, and other information to utilize for financial gain. Often the criminal, utilizing the victims identity, will use credit cards or other financial resources to fund their lifestyle, while simultaneously destroying the victims credit history.

What can you do to protect yourself from Identity Theft?

  • Be careful to whom you give out personal and confidential information, inquire to how it will be used, and if they will share the information.
  • Properly destroy all documents containing confidential information before disposing of it in the trash. Often victims information is retrieved from dumpsites and trash bins.
  • Document and keep in a safe place, credit card information and customer service phone numbers, in case of theft, thereby giving you the ability to quickly cancel the accounts.
  • And most importantly, monitor all of your accounts. Finding a problem early, will often limit your liability.

To report Identity Theft, you should contact these agencies

FTC's ID Theft Hotline

1-877-IDTHEFT

Credit Bureau Hotlines
Equifax - 1-800-525-6285
Experian - 1-888-397-3742
Transunion - 1-800-680-7289